Same Reason that " Medical Insurance" Isn't Insurance

Re: It is a major problem, but how do we deal with it (prohibition doesn't work .... LOL)? -- RichAndPretty
Posted by Beachboy , Wed, May 09, 2012, 13:06:29 Top of ThreadReviews by BeachboyArchiveMain BigDoggie.net site

Under the same rules that qualify us for life insurance, a true health insurance premium would include adjustments for health factors such as weight, drug and alcohol use, smoking, motorcycle riding, sky diving and, (ahem), risky sexual activity.

As it is, the insurers can't qualify us this way, so it is not really insurance. Just a free medical care arrangement in which the healthy among us subsidize the unhealthy.

Beachboy


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